PHAM MAI LINH
Finance. Analytics. Leadership.
I am a Banking and International Finance student at Foreign Trade University, passionate about financial analysis, banking operations, and data-driven decision-making.
By combining financial knowledge, quantitative thinking, and data analytics, I aim to understand business performance, evaluate financial risks, and translate complex information into actionable insights.
Beyond the classroom, I have developed my leadership and execution capabilities through professional activities in the Future Bankers Network at FTU, where I currently serve as President.
Executive Profile
Quantitative & Strategic Focus
Foreign Trade University, Vietnam
Leading initiatives & competition execution
Data science for economic & financial modeling
Understanding Finance Beyond the Numbers
My interest in finance lies in understanding not only how financial results are generated, but also the business decisions, market conditions, and risks behind them.
As a Banking and International Finance student at Foreign Trade University, I have been building a foundation in financial analysis, economics, quantitative methods, and data analytics. I am particularly interested in applying analytical tools to real-world financial and business problems, from evaluating corporate performance to understanding credit risk and banking activities.
My learning journey extends beyond technical skills. Through leadership roles at the Future Bankers Network, I have gained experience in organizing professional initiatives, leading teams, and translating ideas into tangible outcomes.
I am open to opportunities across financial analysis, banking analysis, credit and risk analysis, corporate finance, and FP&A, where structured thinking, analytical rigor, and a strong understanding of business context are essential.
"I believe effective analysis goes beyond producing numbers. It means asking the right questions, understanding the limitations of the evidence, and providing insights that support better decisions."
Critical Inquiry
Looking behind financial statements to uncover operational drivers.
Quantitative Precision
Utilizing statistical methods, Python & Power BI for data verification.
Execution Leadership
Mobilizing teams to deliver complex professional programs.
Leadership & Experience
Building student initiatives, connecting academics with industry realities.
President
Future Bankers Network — Foreign Trade University (FBN–FTU)
Leading the student organization with a focus on strengthening its professional activities, developing members, and creating meaningful learning opportunities for students interested in banking and finance.
My role involves contributing to the Network's strategic direction, coordinating across teams, and supporting the execution of initiatives that connect financial knowledge with practical industry exposure.
Key Areas of Responsibility
Head of the Specialization Department (BCM)
Future Bankers Network — Foreign Trade University
Led the department responsible for developing professional content and finance-related activities, translating technical knowledge into educational initiatives and student-facing programs.
Selected Achievements & Initiatives
The Banker 2026
Competition Leadership
Led the successful execution of The Banker 2026, contributing to planning, coordination, and delivery of a premier finance- and banking-focused competition.
Investment Banking Talkshow
Event Organization
Organized an Investment Banking talkshow bridging academic coursework with practical perspectives from industry practitioners.
Professional Content Dev
Academic & Technical Curriculum
Contributed to the development of finance- and banking-related content, supporting members in building technical knowledge and analytical thinking.
Skills & Toolkit
Reflecting practical application, analytical rigor, and project experience.
Financial Analysis
Core Domain Competency
- Financial statement analysis
- Financial ratio analysis
- Corporate finance fundamentals
- Equity analysis & valuation fundamentals
- Banking and lending regulation
- Credit and risk analysis fundamentals
Data & Quantitative
Technical Analytics Stack
- Microsoft Excel (Financial modeling)
- Power BI & Data Visualization
- Python for Data Analysis (Pandas, NumPy)
- SQL fundamentals
- Statistics & Quantitative reasoning
Business & Leadership
Execution & Strategy
- Structured problem-solving
- Business and strategic analysis
- Project planning and execution
- Team leadership and coordination
- Professional communication & presentation
Selected Projects
Applied financial modeling, data analytics, and industry research.
Commercial Bank Credit Risk & Financial Health Analysis
Evaluated loan portfolio quality, NPL ratios, capital adequacy (CAR), and liquidity ratios across leading Vietnamese commercial banks using structured financial metrics.
Corporate Financial Performance & Valuation Dashboard
Interactive dashboard combining multi-year financial statements, Dupont decomposition, profitability metrics, and DCF sensitivity tables for strategic decision-making.
The Banker 2026: Financial Case Study Architecture
Formulated real-world banking scenario cases evaluating asset-liability management, monetary policy impacts, and credit risk assessment for university contestants.
Note: These template project cards match your analytical focus. You can replace the titles, descriptions, or add live GitHub/demo links whenever your project documents are finalized.
Education & Continuous Learning
Foreign Trade University (FTU)
Banking and International Finance
Building a rigorous foundation in commercial banking, corporate financial analysis, macroeconomic principles, and quantitative methods, with an interest in applying analytical approaches to financial and business decisions.
Data Science in Economics and Business — K09
Applied Analytical Training Program
Completed a specialized data science training program focused on applying analytical methods and tools to economic and business problems. Strengthened end-to-end analytical workflow: defining business hypotheses, preparing and cleaning data, selecting appropriate statistical tools, and communicating findings.
Areas of Continued Development
Actively sharpening technical mastery and financial intuition through continuous coursework, applied modeling, and research.
Let's Connect.
I welcome opportunities to learn, collaborate, and contribute to projects involving finance, banking, data analytics, and business analysis.
Whether you are looking to discuss a financial research project, exchange ideas about the banking industry, or explore potential professional opportunities, I would be glad to connect.